ArdenArcadeRecruiter Since 2001
the smart solution for Arden-Arcade jobs

Senior Credit Analyst

Company: American AgCredit
Location: Turlock
Posted on: August 21, 2019

Job Description:

We are looking for a Senior Credit Analyst to join us in Turlock, CA!



We are seeking an experienced anaylitcal proffesional who can help maintain our undwriting today but will play a key role in bringing our underwritng processes to new levels in the future!

Who is American AgCredit?

Our mission is simple--- Be the best lender to Agriculture. In order to deliver on that statement, we have the best people working for us. Headquartered in Santa Rosa, California, with offices throughout California, Colorado, Kansas, Nevada and Oklahoma, we have been serving all segments of the agricultural business for over 100 years!

Benefits offered by American AgCredit:


  • Commitment to agriculture and our communities we serve
  • Family friendly work environment
  • Investment in employee growth, development and training
  • Medical, Dental and Vision coverage
  • Outstanding 401k - up to 9% matching!
  • Generous Vacation Leave (starting at 15 days)
  • 15 Paid Sick Days
  • 11 Paid Holidays
  • Competitive Incentive Compensation Plan
  • Disability & Life Insurance
  • Employee fitness and wellness benefits.
  • Free Soda, Coffee and Snacks!

    BASIC FUNCTION:

    This position is generally responsible for analyzing and evaluating financing requests of corporate agriculture accounts, which includes: (i) general business and economic analyses; (ii) financial analysis and modeling; (iii) business valuations; (iv) processing loan applications and credit report writing. The position requires preparation and presentation of credit reports to account officers or committees. The position includes a broad range of servicing and monitoring responsibilities, including assisting account officers with account servicing, credit administration, and loan documentation.

    ESSENTIAL DUTIES:

    1) Develops credit information for use by account officers or committees in making lending decisions on new loans, renewal loans and miscellaneous loan servicing actions. Co-sponsors credit requests with account officer.

    2) Reviews all pertinent credit and financial information; determines the need for more thorough investigation or additional information; analyzes financial statements, forecasts and related material; prepares summaries, presents facts, and offers opinions concerning credit-worthiness. Prepares complete credit reports.

    3) Assists in preparation and editing of information memorandums, term sheets and related documents. May relay information to and answer questions from participating lenders.

    4) Performs credit administration, account servicing (including but not limited to, compliance and Borrowing Base validation and monitoring and periodic financial reviews), development, packaging, loan closing, documentation, and monitoring.

    5) Maintains control over current accounts, noting payment progress and monitoring other trends. Keeps account officers informed of trends and compliance with covenants.

    6) Assists in the preparation of general business and economic research and analysis; provides statistical reports, and verifies information.

    7) Develops spreadsheets and other automated tools for credit analysis, special projects, or presentations.

    8) Assists in collateral control activities including but not limited to, inventory analysis and verification, and accounts receivable maintenance and verification.

    Perform other functions assigned.

    LEVELS OF SUPERVISION EXERCISED AND RECEIVED:

    Generally exercises no supervision. Makes independent decisions; works under general direction of the Vice President or designee.

    TYPICAL EDUCATION AND EXPERIENCE:

    1) BA/BS degree in finance, business or related field. Familiar with accounting principles, and banking policies, procedures and processes.

    2) Minimum of five years of experience in credit/financial analysis.

    3) Demonstrated skills in cash flow, balance sheet, profitability, liquidity, and solvency analysis.

    4) General knowledge of agriculture and/or agribusiness.

    5) Demonstrated analytical and statistical skills to evaluate, prioritize and categorize data in various formats. Working knowledge of Excel or similar spreadsheet and analytical software.

    6) Demonstrated proficiency in organizing and prioritizing work to meet deadlines.

    7) Knowledge of FCA regulations, association and district policies and procedures.

    8) Strong written and verbal communication skills.

    9) Strong persuasive and interpersonal skills.

    10) Proficient in the use of PC, including word processing, e-mail and electronic spreadsheet software.

    ESSENTIAL REQUIREMENTS

    All hiring is contingent on eligibility to work in the United States. We are unable to sponsor or transfer visas for applicants.

    Must have the ability to perform basic office tasks and work in a typical office setting. Employee will be sitting for extended periods of time and accomplishing work at a desk and work at a computer for an extended period of time. Must have strong written and verbal communication skills to adequately convey ideas and work well with a team. Ability to talk and hear, sit and use their hands and fingers, and reach in all directions is essential in performance of the job. Some lifting and moving of items up to 25 pounds required. Work during established business hours and may require occasional weekend and/or evening work.

    EOE/AA/M/F/D/V

Keywords: American AgCredit, Arden-Arcade , Senior Credit Analyst, Professions , Turlock, California

Click here to apply!

Didn't find what you're looking for? Search again!

I'm looking for
in category
within


Other Professions Jobs


CDL-A Dedicated Truck Driver Local Home Daily
Description: CDL-A Dedicated Truck Drivers- Local Home Daily br br Your Miles Take You Further On Local Runs With Hub Group br br At Hub Group, we believe in employing the best drivers on the road, and we (more...)
Company: Hub Group Trucking
Location: Sunnyvale
Posted on: 09/20/2019

CDL-A Dedicated Truck Driver - Local Home Daily
Description: CDL- A Dedicated Truck Driver - Local Home Daily br br Your Miles Take You Further On Local Runs With Hub Group br br At Hub Group, we believe in employing the best drivers on the road, and we (more...)
Company: Hub Group Trucking
Location: Ceres
Posted on: 09/20/2019

Site Acquisitions/Building Access Manager (San Francisco
Description: CenturyLink NYSE: CTL is a global communications and IT services company focused on connecting its customers to the power of the digital world. CenturyLink offers network and data systems management, (more...)
Company: CenturyLink
Location: Sunnyvale
Posted on: 09/20/2019


Package Handler - Part-Time
Description: Shift: Sunrise 3:00 AM - 8:30 AM Twilight 5:30 PM - 11:00 PM UPS is hiring individuals to work as part-time Package Handlers. This is a physical,
Company: United Parcel Service
Location: Sunnyvale
Posted on: 09/20/2019

Logistics Coordinator / Documentations Coordinator (Export)
Description: We are currently seeking a logistics coordinator / documentations coordinator Export for a global supply chain company in San Rafael, CA.Position: Logistics Coordinator / Documentations Coordinator (more...)
Company: TOP Group - Japanese Recruiting Agency
Location: San Rafael
Posted on: 09/20/2019

Shipping Specialist
Description: Pharmacyclics is committed to the development and commercialization of novel therapies intended to improve the quality and duration of life and to resolve serious unmet medical needs for cancer patients. (more...)
Company: Pharmacyclics, an Abbvie Company
Location: Sunnyvale
Posted on: 09/20/2019

Urgent Need - ServiceNow Business Analyst with CSM Module Exp. in Sunnyvale, CA
Description: Title: ServiceNow BSA Location: Sunnyvale, CA Duration: 6 month We are looking for a ServiceNow
Company: Tasacom Technologies
Location: Sunnyvale
Posted on: 09/20/2019

Warehouse Agent
Description: Warehouse Team Member Seasonal, Part-Time, Full-Time, Flexible Hours Shifts: Over-night, Early Morning, Day, Evening, Weekend Location Tracy, Patterson, Stockton, Manteca, Mountain House Job opportunities (more...)
Company: Amazon
Location: Manteca
Posted on: 09/20/2019

SAP and Vertex Tax expert in San Rafael, CA
Description: Job Title: SAP and Vertex Tax expert for our S4HANA 1809 implementation Location: San Rafael, CA. Description
Company: Infobahn Softworld Inc.
Location: San Rafael
Posted on: 09/20/2019

Class A Local and Regional Drivers needed
Description: Class A Local and Regional Drivers needed br br Job Description:
Company: H&H Driver Placement Solutions
Location: Manteca
Posted on: 09/20/2019

Log In or Create An Account

Get the latest California jobs by following @recnetCA on Twitter!

Arden-Arcade RSS job feeds